FEMA Flood Zone Definitions

Definitions of FEMA Flood Zone Designations

Flood zones are geographic areas that the FEMA has defined according to varying levels of flood risk. These zones are depicted on a community’s Flood Insurance Rate Map (FIRM) or Flood Hazard Boundary Map. Each zone reflects the severity or type of flooding in the area. Moderate to Low Risk…


Broward County Revised 2014 Flood Zones

In early April, FEMA directed insurers that write flood insurance on their behalf to charge rates that were in effect before October 2013, for certain categories affected by the Biggert-Waters Reform Act of 2012 which went into effect on May 1, 2014. This is an interim step to bring relief to homeowners and…


Flood Insurance Relief Proposed by US Congress

. The law is designed to help certain current flood policy homeowners, such as owners of older homes built to code at the time of construction who voluntarily bought flood insurance. Subsequently, new FEMA flood maps placed these homes into a higher-risk zone. The program had subsidized flood insurance rates for…