Thieves are using sophisticated scams to steal your identity, and ultimately, your down payment. Never trust wiring instructions sent via email. Cyber criminals are hacking email accounts and sending emails with fake wiring instructions. These emails are convincing and sophisticated. Always independently confirm wiring instructions in person or via a telephone call to a trusted and verified phone number. Never wire money without double-checking that the wiring instructions are correct.
To help protecct yourself, consider these suggestions in protecting your identity when buying a home.